As seen in the Newspapers and Online

Get 27.5% Monthly return on Investment. Make a profit of up to $2,300.00 on every $1,000.00 invested.Therefore, you would get back up to $3,300 on $1,000.00, $16,500.00 on $5,000.00, up to $33,000.00 return on $10,000.00 That,s 27.5% monthly. 330% annually. For info. & Contract.
Call: 775-333-1125 or visit : www.lay-away-bank.com

Dear Prospective Investor,

I have found an investment opportunity that I think would be of interest to you.

The Company is launching a $208 Million Publishing Business. If you invest, you would be hiring our consulting department to become sales reps. for you. make sales and give you a commissional returns of 27.5%

I have enclosed herewith, a 2-page document called the SALES AGREEMENT & CONSULTANTS PERFORMANCE NOTE.” This contract explains how we have made it possible for you to get such a handsome return. We are not treating you like a bank but more like a partner.

Also, enclosed is the Stock Option Agreement” .This a back-up guarantee for you. In other words, what we are saying with this is, we guarantee the performances of our consultants with the stock certificate and that you could return the stock certificate after you have been paid by our consulting department as per the Sales Agreement & Consultants Performance Note.” otherwise, you'll have a full right as a share holder to claim your money even if the contract is in default.

Also, remember that you do not need to invest in this , if you would want to do the sales work by yourself. Visit: www.lay-away-bank.com (click the secrets of opportunities)(and then click on the Earn $360,000.00 a year $1,000.00 a day) and sign-up as your own sales rep. if you do not want to hire us to do it for you. Either way, you'll still make a good income.

However, if you'll like to hire us to make your money work for you, then, CLICK HERE .....(OR USE THE CONTRACT BELOW..AND)kindly sign the TWO CONTRACTS have them notarized by a notary public and send the contracts to us along with your payment....and you'll receive a check from us every month for one year.

We look forward to doing business with you.

Sincerely,

Mui Haug Dam Manager

HERE'S THE CONTRACT BELOW:

Contracts

SALES AGREEMENT & CONSULTANTS'

PERFORMANCE NOTE.

Subscription Sales Department of the "Money Credit Eagle Magazine"

Earn up to 27.5% returns or $16,500.00 return on every $5,000.00 (Guaranteed)

This agreement is herewith made between:

(1) Mr/Ms/Dr./Messr.__________________________________
of ________________________________________________
Apt./Suite#:________ City.____________________
State/Province:____________Zip/Postal Code____________________
Country_____________ Tel: _______________ Fax:______________ E-mail:________________

Herein referred to as CLIENT.

AND
(2) TOP RANK BUSINESS ASSOCIATES GROUP (OF COMPANIES) INC.
350 South Center Street, Suite 500
Reno, Nevada 89501, USA

Herein referred to as CONSULTANT.

IT IS AGREED AS FOLLOWS:

That the Client hired the Consultant with a retainer fee of U.S. $____________.00
That the Consultant will utilize the money to facilitate the process of securing subscribers for the "Money & Credit Eagle"
Magazine Subscription Memberships.
That , it is mutually understood that with every $____________.00 retainer fee paid, the consultant should be able to secure an average of up to 5.5 (about 6 sales) subscription sales on my behalf every month for one year on every $1,000.00 Minimum investment is $5,000.00
That each of the potential 5.5 subscribers will pay a sum of US $182.00 a year (for their magazine subscriptions) out of which the consultants will give me $50.00 or 27.5% on each sales accomplished and for a total of ($50.05 x 5.5) = $275.00 monthly, for 12 months…or a little over 27% returns monthly on every $1,000.00
That the retainer fee is not a loan to the consultant. It is a fee paid towards rendering of service and thereby not subject to a bank or an investment purpose(s) interest rates.
That to protect the consultant and myself , of course, from (investment trading & securities regulations) legal trouble. I am fully aware that this is not a loan broker's transactions and as such is not to be subjected to the Bank or Loan broker regulated interest rates rules of law.
(Also, we have to include this phrase otherwise "Financial Institutions" will be after us: "Consultant hereby clarify that nothing is 100% guaranteed in life...but the Consultant, based on tested and proven results, hereby promised and GUARANTEES to perform and to deliver 27.5% MONTHLY return to the Client" Moreover, it is definitely & absolutely (100%) guaranteed that should the Client not happy with the performance of the consultant, the client at any given time will have a legal right to cancel this contract by given a 21 -day notice and demand a full refund of his/her original retainer fee.
THAT the consultant will utilize the sale & marketing program of www.lay-away-bank.com (go to secrets of opportunities & Earn $360,000.00 a year($1,000.00 a day income.....)section and any other subscription marketing programs deemed fit at the consultant sole marketing discretion.

That this $____________.00 consultant’s retainer fee is a one time payment by me to the consultant but the $________ or 27.5% monthly return shall be payable to me by the consultant for a period of 12 months .
That the first payment shall be due and payable to the client exactly 40 days after which the client’s check or money order has cleared the consultant’s bank.

That the Consultant Shall cause his Corporation to issue a $____________.00 Share Corporate Stock Certificate to the Client . The Share Certificate will serve as a back-up guarantee to the client.

This "stock certificate back-up guarantee" will allow the client to have the legal advantage to claim his/her money from the overall revenue derived by the corporation from all of its other business activities and not restricting the client only to the revenue derived from the subscription sales of the magazine alone.

That this Agreement is legally binding and govern by the laws of Nevada and Wyoming U.S.A.

Client's Signature _______________________Date _______________

Consultant's Signature _____________________ Name:________________ Date _____________

One or more Witness(es)

Name ________________________Signature ____________________________ Date ______________

Name _______________________ Signature ____________________________ Date ______________

___________________________________________________________________________________________________________________________

Stock Option Agreement


THIS AGREEMENT made as of December _____, 2004 between Top Rank Business Associates Group Of Companies Inc, of 350 South Center Drive, Suite 500, Reno, Nevada 89501 USA (the “Corporation”) and ________________________________, of ___________________________________________________________ Apt.#:__________ City____________ State/Province_______________ Zip/Postal Code__________ Country__________________ Tel: ( )______________ Fax:( )________________(the “Optionee”).

WHEREAS the Corporation wishes to grant to the Optionee and the Optionee wishes to accept from the Corporation, an option to purchase ____________________ shares in the capital stock of the Corporation (the “Optioned Shares”);

NOW THEREFORE THIS AGREEMENT WITNESSES that in consideration of the premises and for other good and valuable consideration, the receipt and sufficiency of which is hereby acknowledged, the Corporation hereby grants to the Optionee an option (the “Option”) to purchase the Optioned Shares at a purchase price (the “Purchase Price”) of $1.00 per share for an aggregate Purchase Price of $_______________.00, upon and subject to the following terms and conditions:


1. Exercise of Option. The Optionee shall, for the purposes of exercising the Option, give to the Corporation notice in writing thereof (the “Notice in the form of a Sales Agreement & Consultant Performance Note), accompanied by a certified check or bank draft payable to the Corporation in the amount of the Purchase Price.

2. Transfer of Optioned Shares. Upon compliance by the Optionee of all of the terms and conditions of this Agreement and upon receipt by the Corporation of (i) (the “Notice in the form of a Sales Agreement & Consultant Performance Note), and (ii) payment of the Purchase Price, the Corporation shall issue to the Optionee one or more stock certificates representing the Optioned Shares. The Corporation shall also cause the Corporation’s directors to consent to the sale and transfer of the Optioned Shares to the Optionee.

3. Non-Assignability of Option. The Option is personal to the Optionee. Accordingly, the Optionee may not sell, assign or otherwise transfer the Option or any of its rights under this Agreement without the prior written consent of the Corporation, which consent may be unreasonably or arbitrarily withheld.

4. Entire Agreement. This Agreement expresses the entire agreement between the parties concerning the subject matter hereof and supersedes all previous agreements, whether written or oral, between the parties respecting the subject matter hereof.

5. Successors and Assigns. This Agreement shall be binding upon the parties hereto and their respective heirs, executors, administrators and successors and permitted assigns.

6. Governing Law. This Agreement shall be governed by and construed in accordance with the laws of the State of Wyoming and Nevada.

IN WITNESS WHEREOF the parties hereto have executed this Agreement as of the date first above written.

The Optionee:
Per: ________________________________
Name _______________________________Date________________________________ Name:__________________ Title:______________________Date:_______________________

Top Rank Business Associates (Group of Companies) Inc. (The Corporation)
Per: ________________________________
Name_______________________________Date________________________________ Name:__________________ Title:______________________Date:_______________________


____________________________________________
Witness

__________________________________________________________________________________________________________________

good returns


Money & Credit Eagle Magazine's

HIRE SALES & MARKETING CONSULTANTS. EARN UP TO 330% ANNUAL RETURN ON YOUR INVESTMENT.

27.5% MONTHLY

 

IT’S FAX, SAVE AND SECURED. WE ACCEPT CHECKS BY FAX
Fax it and your form to: 1-888-569-2085

(This Please Complete the Form Below:
Sometimes the print on a check is difficult to read after the fax process. Please take a moment and fill-in all the blanks. The “answers” to the questions below are all contained on the face of your check.

1. ABA NUMBER_______________________________________________________________
in the upper right quadrant of your check. Usually small. May look like 94-71/1228

2.TRANSIT NUMBER________________________________________________________

3. CHECK NUMBER_____________________________________________________

4. BANK NAME & BRANCH ______________________________________________________

5. BANK ADDRESS___________________________________________________________________

6. YOUR NAME AS IT IS PRINTED ON CHECK____________________________________________

7. YOUR ADDRESS___________________________________________________________________

8. SIGNATURE (AS ON CHECK)_________________________________________________________

9.PURPOSE OR PROGRAM SIGNED-UP FOR:_____________________________________________

10. YOUR TEL:_____________________________ FAX:____________________________________

11. DATE______________________________________

TOP RANK BUSINESS ASSOCIATES GROUP(GROUP OF COMPANIES)INC. Office: 350 South Center Street, Suite 500 Reno. Nevada 89501 USA Tel: 775-333-1125

___________________________________________________________________________________________________________________

WWW.LAY-AWAY BANK.COM 2004. All Rights Reserved.